Manufactured Home Insurance
Texas Manufactured Home Insurance
Frequent asked questions
How Is Manufactured Home Insurance in Texas Different?
You might be surprised to learn that it’s actually more expensive to insure a manufactured home than it is a conventional home. This is thanks largely to the different materials used to build manufactured homes and their increased risk for hazards like wind damage. Since we know this coverage can lean towards expensive, we’re here to help you keep your coverage as affordable as possible.
What Will My Mobile Home Policy Cover?
Your manufactured home insurance policy will cover your home itself, the personal property you store in it, and your liability.
Types of Manufactured Home Insurance Coverages
Because your manufactured home is made unique by its location and the personal property you’ve filled it with, it might need some additional coverage. You might want to consider:
- Windstorm Coverage: If your manufactured home is situated where it could be exposed to high winds, this coverage is crucial for mitigating this risk.
- Floaters: If you have valuables you store in your manufactured home, your existing policy might not offer sufficient coverage. You can get a floater to specifically insure high-value items.
- Flood/Earthquake Insurance: These two natural disasters aren’t covered by standard policies. You need separate flood and earthquake insurance.
When choosing an insurance agency, you want a company you can trust. We are an independent insurance agency. We do not work for an insurance company; we work for you! We work on your side when you have a loss and follow through to see that you get fair, prompt payment.
As an independent, full-service insurance agency, our duty is to our clients, not the insurance companies. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price.
Since 1987 the goal of VGW Insurance has been to provide the best in customer service, pricing, claims handling and professional advice to all of our clients, all of the time. After many unsatisfying customer service experiences of his own, Glen VerHagen a Certified Insurance Counselor, decided to make a stand. ” I can’t control everyone, but I can be certain that the type of poor customer service people have been forced to become accustomed to will not happen here at VGW Insurance.”
Since then, that has been our foremost priority in dealing with our clients, and in today’s times it clearly sets us apart. We won’t settle for anything except superior customer service, professional consultation and a caring atmosphere, and neither should you.
For well over twenty years, we have proudly served the residents of the Great State of Texas for all of their insurance needs. We have grown into one of the top independent agencies in the nation. As prior winners of The Hartford Insurance Company’s National Top Personal Lines Agency Award, Travelers Insurance Company’s Southwest Regional Agency of the Year Award and America First Insurance Company’s Top Producing Agency Award, we have come a long way.
We not only offer many choices of companies but we also have many different policy types available including multiple coverage options for commercial property, garage insurance, contractor insurance, dry cleaners insurance coverage, personal home and auto, business auto insurance, workers compensation insurance coverage and much more. We will be happy to discuss the differences in the coverage and how they will impact you.